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February 2018 Debt & Life Update

This post may contain affiliate links. Feel free to view my disclosure here.

Can you believe that February is almost over? It was another good month for the blog and my side hustles. Today, I will be sharing my February debt & life update.

Can you believe that February is almost over? It was another good month for the blog and my side hustles. I’ve still been doing well with my eBay sales. At one point this month, I had over 100 active listings. It seems like every time I get to 100 listings, something sells. That’s fine with me though. I like making money.

I also had my first solo webinar this month as well. In the webinar, I discussed five items that you can sell on eBay. If you didn’t get the chance to see the webinar, you can sign up to see it here.

I also had two sales on other platforms this month. I sold my first item on Poshmark. I’ve been listing things on there since late October. It was good to get that first sale finally. I also sold an item on Offer Up. I hope to keep the momentum going on both platforms.

Have you considered selling items online? Are you interested in learning more about eBay? Check out The Beginner’s eBay Course. It’s a course that I created to help people make more money with eBay. I currently make over $250 per month in my spare time. I’m sure that you can do the same thing. For more info about the course, go here.

I am also having a small giveaway. One person will win a free copy of the course, and they will get to have one hour of eBay consultation. The winner will be able to ask me whatever they want about eBay. Enter ASAP! The winner will be chosen on March 1st!

Teespring shut down my best selling shirt earlier this month. I didn’t sweat it though. I created three new designs to replace that one. Check them out below.

Posts That You May Have Missed

List of African American Personal Finance Bloggers

How to Use Tailwind For Pinterest & Instagram

10 Survival Tips for St. Patrick’s Day in Savannah

Side Hustle Series: Selling on Poshmark

What They Don’t Tell You About Selling Things Online




Did you know that it was America Saves Week?  During this week America Saves is focused on helping people all over the country save more money. You can save for an emergency fund, a vacation fund or whatever you want to.

To celebrate the America Saves Week (Feb. 26-March 3, 2018), America Saves is launching the #ImSavingForSweepstakes. It’s easy to enter. Just tell America Saves your savings goal and make a plan to reach it for your chance to win $500 toward your goal, then boost your potential prize by an additional $250 by sharing your savings goal, story, or tip on Facebook, Instagram, or Twitter.

When you’re ready to get started, you can enter to get your shot at up to $750 at americasaves.org.

How to enter:

  • Take the America Saves Pledge and tell America Saves what you’re saving for and make a simple savings plan to reach your goal
  • Make a short video featuring your savings goal by answering at least one of these questions: What are you saving for? What is your savings story and how can it help other people? What is your favorite savings tip or trick?
  • Or take a picture illustrating your savings goal
  • Share your video or illustration on Facebook, Instagram, or Twitter with the hashtag #ImSavingForSweetpstakes
  • Enter for a chance to win up to $750 at americasaves.org.

Get creative!

  • Keep it simple by taking a video or picture in front of the item you’re saving for – like a new car or house
  • Use a video or photo editing tool to put yourself in the frame with your goal – like a trip to the Grand Canyon or Mount Rushmore
  • Use an app to add a caption or some character to your submission

No Purchase Necessary. Sweepstakes ends 4/6/18. See Official Rules.

Debt Update

My total debt went from $61,126.76 to $60,708.30. That’s a difference of $418.46. By the time you read this, it will be a little lower than that. I had a couple of sales on eBay and scheduled that money to be applied to my credit card debt.

BOA – Down from $1064.60 to $749.72

Loan 2 – Down from $2260 to $2240

Navient – Down from $23,009.01 to $22,927.70

Nelnet – Down from $34,793.15 to $34,790.88

I’m getting very close to being under $60,000 worth of debt. I’m going to work very hard to make that happen by the next update.

Resources That I Recommend

Below are my top recommendations that will help your blog, business and finances grow.

Bluehost – I recommend starting your blog with Bluehost. My site has been hosted with them for nearly 5 years. You can get your hosting for as little as $3.95 per month.

Stockpile – If you are a looking to get into the stock market game but don’t have much money to invest, check out Stockpile. Stockpile has hundreds of stocks to choose from. With this my affiliate link, all new users get $5 to put towards a new stock purchase.

Tailwind – Tailwind has helped my Pinterest account skyrocket in views. Last year at this time, my Pinterest account was only getting 30,000 views. Now it’s over 120,000 and growing. Tailwind has helped me grow it. Get a free month’s trial when you click my link.

Credit Sesame – Credit Sesame is a site that I use when I want to check my credit. I can see more score and other recommendations that can help my credit in the long run.

You can view all of my debt updates here.

4 Comments

  1. Congrats on such a great month! It’s awesome to see your debt go down (even if it’s just little by little). Good for you for taking the money from eBay and applying it directly to your balance. Do you like selling on OfferUp? I’ve seen it before but haven’t really used it.

    1. Thanks. OfferUp is okay, but there are a lot of flakers over there.

  2. I’m not sure what I would do without Tailwind. An absolute necessity for any blog or business.

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