January 2022 Debt & Life Update

This post may contain affiliate links. Feel free to view my disclosure here.

January 2022 debt updateCan you believe that it’s the last day of January? This month went by pretty fast. There’s been a lot going on, so I haven’t been able to make much progress on my goals yet. I believe that I’ll be able to get in a groove in February.

Resell Business

Things are going well. As of this writing, I’ve sold an item on 24 out of the 30 days this month. I’m loving those numbers. I’ve had sales on eBay, Mercari, Poshmark, Facebook Marketplace, and Offerup this month. I expect this next month to be good too.

Check out some of my recent sales.

I paid $6.45 for this Alabama jersey. It sold on Poshmark for $35.

I paid $0.86 for this Baltimore Orioles mug. It sold for $29.99 on eBay.

This Makaveli jersey was picked for $4.21. It sold for $48 on Mercari.

I got this phone for free. It sold for $25 on eBay.

I paid $10 for these Jordan Retro 86 shoes. They sold for $72.99.

If you are struggling with figuring out what to sell on eBay, take a look at my latest video, titled, 5 things to sell on eBay in 2022.

Below are some of my blog posts that you may have missed.

Best Brands to Sell on Poshmark in 2022

36 Hours in Atlanta

20 Jeezy Quotes to Keep You Motivated

Thrift Store Flipping: How to Make Money Thrifting

15 of the Best Valentine’s Day Gifts

I’m starting the year off right. My debt went down by $714.87. The new total is $41,713.62. The drops will continue to get higher in the upcoming months I’m excited to see how quickly I can pay it off.

Here’s some numbers:

Earnest ⬇️ from $14,636.49 to $14,071.62

Nelnet ⬇️ from $27,792 to $27,642

I refinanced my private student loan with Earnest in 2018. It was a great move. Refinancing my loans helped me get a lower interest rate. Refinancing your student loans may help you as well. If you’re approved for refinancing, you will also get a $200 bonus. Visit their site here today.

It’s amazing seeing the student loans get lower. The momentum really started in 2019 and now it’s growing.

You can view all of my debt updates here.

One of my main goals this year is to grow my following. I need your help. Make sure that you are following me on these platforms.

Instagram – My Money Chronicles1

YouTube – My Money Chronicles

Facebook – My Money Chronicles Inner Circle

If you get value from my content feel free to buy me a coffee.

Check Out My Products

50 Brands That You Can Sell Online

This is my newest ebook. If you sell items on eBay, Poshmark, or any other site, you may be wondering what some of the best brands to sell online are. This ebook goes over 50 brands that you should be selling.

30 Ways To Make Extra Money

This is an ebook that I wrote in 2020. If you are looking for some extra ways to make some extra money, check it out. It has different side hustles that anyone can try. For more information, go here.


Here is where you can find some of the t-shirts that I’ve designed.

How To Make Money In Your Spare Time With eBay

I created this course to help people that are just now starting with eBay. You can get more information here.