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March 2018 Debt & Life Update

This post may contain affiliate links. Feel free to view my disclosure here.

Is it me or does it seem like March flew by? This has been a very busy month for me. I’ve been hosting my 5-year blogiversary giveaway for the last few weeks. You still have a few days to enter. I’m giving away an eBay starter kit that includes a bright box, a pack of mailers, a pair of scissors, bubble wrap and some shipping tape, two $25 Stockpile gift cards and several $5 Stockpile gift cards. Feel free to enter here.

To see pictures of the items that are in the eBay starter kit, click here.

I had the chance to participate in three different podcasts/Youtube interviews this month.

I had a chance to talk to Dr. Maria James on her podcast titled Pocket of Money.  We discussed eBay and why it was my side hustle of choice.

I talked with Joseph Hogue of My Work From Home Money. We went over the basics of how I make money with eBay in my spare time.

Lastly, I had a chance to speak with Liz Stapleton on her podcast titled Accio Debt Freedom. Liz was one of the first people I met at my first Fincon. We’ve been cool ever since. Check out the interview when you get a chance. I even gave Magneto of the X-Men a shout out.

I’m enjoy doing interviews. It’s cool talking to people about something that I’m passionate about. My story is nowhere near finished, but I think that it’s good for people to hear from someone that is going through the struggle with getting out of debt. Whether it’s eBay or another side hustle, I want people to figure out a way to make extra money and get out of debt. Speaking of eBay, I’ve decided to relaunch my course on April 2nd. The Beginner’s eBay Course will now be known as How to Make Money in Your Spare Time With eBay. The course has six modules full of valuable information, printouts, PDF’s, videos and a couple of bonuses. Click here for an exclusive sneak peek.

This month I wanted to diversify my seller platforms even more. I downloaded the app, Let Go a couple of weeks ago. It is similar to Offer Up, but I figured what the hell and gave it a try. Can you guess how else it’s similar to Offer Up? It’s full of FLAKERS! I’ve had people say that they were interested in an item only to never reply to my follow up message. I hate when people do that. I’ll give Let Go another month. If I don’t make any sales, I’m deleting it from my phone.

Posts That You May Have Missed

10 Blogging Mistakes That You Need to Stop Today!

10 Success Habits to Start By Age 30

18 Awesome Ways to Trick Yourself Into Saving Money

Can You Make Real Money With Decluttr?


Debt Update

My total debt went from $60,708.30 to $60,340.52. That’s a decrease of $367.78. I’m getting close to being under $60,000. I’m working hard to make this happen. I ‘m going to put it out there and say that by my next update I’ll be under $60K.

BOA – DOWN from $749.72 to $456.09

Loan 2 – DOWN from $2240 to $2230

Navient Earnest – DOWN from $22,927.70 to $22,866.33

Nelnet – DOWN from $34,790.80 to $34,788.10

You may be wondering what the hell Earnest is and what happened to Navient. I refinanced my loans earlier this month with this company called Earnest. For the last couple of months, I had been looking for some better options and Earnest has them. I was able to get a cheaper interest rate and my monthly payment is also lower. I’m saving $28 per month. I’m able to use that money as an extra payment to my lowest debt which is currently my Bank of America credit card. If you are interested in refinancing your student loans, you should check out Earnest. They have my vote. New users are given a $200 bonus which will be deposited into your checking or savings account if you approved. To start the process, check out my Earnest link for more information.

As you can see the chart looks different without Navient there. I’m happy to see that name gone, but I still have work to do. The numbers are still extremely high. Next month’s chart will look different too, but I’ll talk about that in April once something happens.

Resources that I Recommend

Tailwind – Tailwind has helped my Pinterest account skyrocket in views. Last year at this time, my Pinterest account was only getting 30,000 views. Now it’s over 120,000 and growing. Tailwind has helped me grow it. Get a free month’s trial when you click my link.

Stockpile – If you are a looking to get into the stock market game but don’t have much money to invest, check out Stockpile. Stockpile has hundreds of stocks to choose from. With my affiliate link, all new users get $5 to put towards a new stock purchase.

GoDaddy –  GoDaddy is one of the best places to locate and purchase a domain name. They are advertised as the world’s largest domain name website. I purchased a domain for another website that I had a couple of years ago for under $5. That’s a heck of a price. They often have domain deals for $0.99. Head over to GoDaddy to see what domain deals they have today.

Grammarly – Grammarly is a program that you can download to your computer that helps with grammar. I’ve been using Grammarly for two years, and I love it. It helps you with spelling, punctuation placement, and other grammar issues. As a blogger or writer, this tool is a must-have.

You can view all of my debt updates here.

How was your month of March?

2 Comments

  1. I’ve been hearing about Earnest a lot lately. I still refer people to SoFi as a default, but

    “Whether it’s eBay or another side hustle, I want people to figure out a way to make extra money and get out of debt.” Yes sir! We are 100% on the same page here. The more I learn about people’s finances, specifically those in their 20s and 30s, it all comes back to student debt and ultimately all the way back to side hustles. I need to find a way for you and me to collaborate on this in the future!

    1. Righ, we do need to collaborate one of these days.

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