What’s going on everyone? I hope November was a good month for you. It was ok for me. Since it’s the last Friday of the month, I figure that I’d share with you my November 2018 debt & life update.
This has been a pretty good month for side hustling. The eBay sales are still going. I expect them to be even more consistent since it’s the holiday season. I currently have 170 items in my eBay store. I will probably reach 200 by late January.
If you’re interested in learning how to generate income on eBay, check out my course, How to Make Money In Your Spare Time on eBay. In the course, I go over multiple things that you can do to make sure that you are a success on eBay. I teach you how to set up your account, how to source, how to take pictures and create listings that sell and more.
I also added a couple of new designs to my Teespring store. They went live a couple of weeks ago. Check them out below.
I also did something that I should have done a while ago. I’m officially a business owner now. I set up my LLC this month. Honestly, I’m excited. The transition from side hustler to businessman has been a long and interesting road.
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My debt went from $66,760.31 to $66,525.19. That’s a drop of $235.12. Let’s go over the numbers.
BOA – DOWN from $1409.37 to $1364.37
Car Note – DOWN from $8118.01 to $7988.45
Earnest – DOWN from $22,449.81 to $22,389.35
Nelnet – SAME $34,783.12
I’m still getting used to paying a car note again. It sucks. I miss being able to throw that money at my credit card debt. I’m working hard on a couple of things. Hopefully, by January, I’ll be able to start putting more to this debt. The numbers aren’t moving quick enough for me. I know I’m not, but at times I still like a damn failure when it comes to paying off debt.
There’s a good chance that my Nelnet amount will be increasing. It was in deferment. I consolidated my separate Nelnet loans so that they’ll be one. Also, I’ll have a lower interest rate as well. Because of this, I didn’t pay much money for it this month. I’ll start back making payments next month.
You can view all of my debt updates here.
How was November for you?
Resources That I Recommend
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Grammarly is a program that you can download to your computer that helps with grammar. I’ve been using Grammarly for over three years, and I love it. It helps you with spelling, punctuation placement, and other grammar issues. As a blogger or writer, this tool is a must-have.
Ebates allows you to get cash back on your online purchases. I started using ebates last year and have already received some money back. Sign up for ebates through my link and get a free $10 cash back!