If you have recently filed for bankruptcy, it can be difficult to know where to start when it comes to rebuilding your credit. Bad credit loans are an option. Don’t worry, we are here to help! In this blog post, we will discuss five smart tips that will help you get back on track financially….
Most of my 20’s were a wonderful time. Some years were better than others depending on the situation I was in. I graduated from college (Savannah State University) at the age of 24. I also had the chance to live in wonderful cities such as Savannah, GA, and Orlando, FL. I did a lot of…
Updated for 2022 What better way to start black history month than to share this list of African American personal finance bloggers & influencers. In 2018, I saw a story in Newsweek that stated African Americans in Boston had a net worth of $8. I thought it was a joke at first but, unfortunately, it’s…
Christmas is a wonderful holiday when the whole family can finally get together. Imagine how good you will be decorating a Christmas tree. In addition, you will surely get a lot of positive emotions during the party. But don’t forget about gifts. What if you have a big family? How to please every relative and…
A lot of us love to travel and explore various destinations. Some people are able to travel more than others. Sometimes, people have several things holding them down. I often ask people what’s holding them back from traveling. The common answer that I often get is money. If you are looking for some frugal travel…
Making purchases that require sizable financing can be pretty daunting, whether it’s your first time or your umpteenth. Purchasing a car or a house isn’t quite the same as swiping a debit card at your favorite fast-food restaurant, or signing up for a mobile plan. Financing involves credit checks, down payments, and a pile…
Living debt free is something so many people desire, but it may seem like a daunting or nearly impossible goal to accomplish, especially when you find out nearly 80% of Americans are burdened by debt. Although this figure is concerning, that doesn’t mean you have to be a part or remain a part of the…
Having good credit is very important. The better your credit is, the less your interest rate will be for loans and credit cards. A few years ago, my credit was horrible. Thankfully, I got my act together, and now it’s in the 700’s. If you are young or if you are just now starting out,…