Christmas is a wonderful holiday when the whole family can finally get together. Imagine how good you will be decorating a Christmas tree. In addition, you will surely get a lot of positive emotions during the party. But don’t forget about gifts. What if you have a big family? How to please every relative and…
A lot of us love to travel and explore various destinations. Some people are able to travel more than others. Sometimes, people have several things holding them down. I often ask people what’s holding them back from traveling. The common answer that I often get is money. If you are looking for some frugal travel…
Making purchases that require sizable financing can be pretty daunting, whether it’s your first time or your umpteenth. Purchasing a car or a house isn’t quite the same as swiping a debit card at your favorite fast-food restaurant, or signing up for a mobile plan. Financing involves credit checks, down payments, and a pile…
Living debt free is something so many people desire, but it may seem like a daunting or nearly impossible goal to accomplish, especially when you find out nearly 80% of Americans are burdened by debt. Although this figure is concerning, that doesn’t mean you have to be a part or remain a part of the…
Having good credit is very important. The better your credit is, the less your interest rate will be for loans and credit cards. A few years ago, my credit was horrible. Thankfully, I got my act together, and now it’s in the 700’s. If you are young or if you are just now starting out,…
What’s going on people? September is halfway finished. Before we know it, it will be time for the holidays. I love the holidays. It’s usually a time when you get to spend time with your friends and family. This is also a time where people can find seasonal jobs for the holidays to help them…
Watching your debts pile up month after month can be very frustrating, stressful, and even depressing. If your income is not enough to pay your debts, or you have no income at all, it can be easy to feel hopeless, thinking that there is no way out of this situation. However, there is an alternative…
Sometimes, finances can be overwhelming, tricky as well as delicate to oversee. Thus, to ease this stress, as you take your current financial life into account, it is important to picture a future where your financial life boasts surplus resources. Think about having more than enough cash, savings, a home, and anything financial success might…
