Living debt free is something so many people desire, but it may seem like a daunting or nearly impossible goal to accomplish, especially when you find out nearly 80% of Americans are burdened by debt. Although this figure is concerning, that doesn’t mean you have to be a part or remain a part of the…
Having good credit is very important. The better your credit is, the less your interest rate will be for loans and credit cards. A few years ago, my credit was horrible. Thankfully, I got my act together, and now it’s in the 700’s. If you are young or if you are just now starting out,…
What’s going on people? September is halfway finished. Before we know it, it will be time for the holidays. I love the holidays. It’s usually a time when you get to spend time with your friends and family. This is also a time where people can find seasonal jobs for the holidays to help them…
Watching your debts pile up month after month can be very frustrating, stressful, and even depressing. If your income is not enough to pay your debts, or you have no income at all, it can be easy to feel hopeless, thinking that there is no way out of this situation. However, there is an alternative…
Sometimes, finances can be overwhelming, tricky as well as delicate to oversee. Thus, to ease this stress, as you take your current financial life into account, it is important to picture a future where your financial life boasts surplus resources. Think about having more than enough cash, savings, a home, and anything financial success might…
A few years ago, I wrote a post on how I raised my credit score by 168 points. It was relatively easy once I finally got focused and started paying attention to some things. If you are reading this, I want you to know that you can raise your credit score as well. Today,…
Today, I have a guest post. Looking at the world as it is now, it’s hard to believe that online banking in its primordial form was introduced a mere 25 years ago. By 2006, 80% of banks offered online banking services, and by 2010, the evolution of online banking outpaced the growth of the internet…
If you are looking to save more cash shopping, the Ibotta app might just be what you are looking for. Since its creation in 2012, Ibotta has evolved, developed, and established itself as a reliable means of earning free cashback while purchasing your favorite everyday products. Now, the question is: is it worth giving a…
