Too many people overpay on their monthly bills without even realizing it. The good news? It doesn’t have to be that way. Over the years, I’ve managed to cut my expenses significantly by making a few simple changes—no extreme budgeting or lifestyle overhaul required. You can do the same. Today, I’m breaking down ten practical…
When it comes to money, having debt can make things look pretty gloomy for someone’s finances. We must understand the importance of covering the debt aspect, as it is a serious issue that must be addressed properly. This article on how to get out of debt has focused on key points for debtors to…
My debt repayment plan officially started in January 2015. I vowed to get current on all my bills and eliminate my debt. At the time, I had several installment loans and credit card debt. So far, it has been an exciting journey. Besides seeing the numbers get a little smaller each month, something else happened….
This is a sponsored article. According to the Experian study, around 340 million Americans have various debt levels, from manageable credit card payments to struggling to pay their household bills. The average US debt has been on the rise recently. While the pandemic might have accelerated the phenomenon, debt was already crippling millions of households in the…
Mint is a free budgeting app. You can input all of your financial account information in the app. The website is very secure. If you need a place to link and view all of your financial info, sign up for it. I want to review several reasons why I like the Mint budgeting app. Mint…
Did you know that your credit score is more than a number? It reflects your financial health and can impact your ability to get approved for credit cards, loans, and rentals. Whether you’re taking out a new loan or have had credit cards for years, it’s important to understand how your credit score is calculated…
My 35th birthday was two days ago. I can’t believe that I am closer to 40 than I am to 25. When I restarted my debt repayment plan in January 2015, I set a goal to be debt-free by October 17th, 2018. Well, that was two days ago, and I for damn sure ain’t debt-free. Am I…