Did you know that your credit score is more than a number? It reflects your financial health and can impact your ability to get approved for credit cards, loans, and rentals. Whether you’re taking out a new loan or have had credit cards for years, it’s important to understand how your credit score is calculated…
Financial freedom might seem out of reach while staring up at a mountain of debt, but no one appears at the top of Mt. Everest. You get there one step at a time. “Right now, many Americans are a medical emergency or a natural disaster away from bankruptcy,” says Debt.com chairman Howard Dvorkin, CPA….
My debt repayment plan officially started again in January 2015. I vowed to get current on all my bills and begin the process of eliminating my debt. At the time, I had several installment loans and credit card debt. So far, it has been an interesting journey. Besides seeing the numbers get a little smaller…
Hello, Everyone. According to the U.S. National Debt Clock, the U.S. is over $19 trillion dollars in debt. That is a ridiculous number. My $60,000 student loan debt is a part of that debt. We have an epidemic in our country. There are a ton of people working to eliminate theirs right now. Just because…
Today I have a guest post. Enjoy! If I ask you, “Is your debt out of control?” and you answer “don’t know”, you are not alone. Many people don’t know that they’re overburdened with debt or don’t accept that they are in financial trouble. And, as a result, the debt keeps on growing. It is…
Many people pay too much for their bills each month. It doesn’t have to be that way. Over the years I’ve lowered my bills by doing several easy things. Today, I want to share with you seven things you can do to you lower your bills. Review Your Phone Plan The first thing that you…
Hello everyone. I hope that things are great for you. I know you have many plans to achieve this year, so let’s get at it together and make this year an awesome one for you and your finances. In the past, I’ve written many life-changing posts on my blog, and it’s incredible the number of…
My 35th birthday was two days ago. I can’t believe that I am closer to 40 than I am to 25. When I restarted my debt repayment plan in January 2015, I set a goal to be debt-free by October 17th, 2018. Well, that was two days ago and I for damn sure ain’t debt-free….