10 Apps That Pay You Cash in 2022

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What’s going on everyone? I hope all is well. If you find yourself scrolling through your phone for hours a day, you could be turning that time into money! There are apps that pay you cash at your fingertips. Everyone could use some extra cash, especially in today’s time, with so many jobs affected by the pandemic.

Believe it or not, there are tons of apps that pay cash. They will let you earn real money for things you’re already buying, or for taking quick surveys, and even by starting your investment portfolio. It’s easy to earn in your free time if you know the right places to go!

Here, we’re going to share our ten favorite apps that pay you cash. Let’s start with the first one.


Rakuten, formerly known as Ebates, is an app that can get you cashback at thousands of retailers across the country. How does that work? Stores pay Rakuten to advertise their products to you, and they share some of that commission with you via cashback for your purchases.

All you have to do is shop through their links, and you get a percentage of your purchase back! Some stores even offer up to 40%. When it’s time to cash out, you can opt to get your money either in a check or sent via PayPal.

You’ll find stores such as Belk, eBay, Nike, EyeBuyDirect, Bark Box, and more on Rakuten. They have everything from clothing and accessories to travel and subscription services. Why not make money on the purchases you’re already making?

Get a $10 bonus when you sign up here

Related Reading: How to Make Money With Rakuten


Robinhood is an app that makes investing easy. It’s 100% commission free and lets you invest as little as a dollar, allowing you to buy parts of a share instead of forking out the money for an entire one. I’ve been investing with Robinhood for about 3 years now.

They have a comprehensive and easy-to-understand starter’s guide to investing on their website that is super helpful if you’re just gettings started and clueless to the world of stocks.

Robinhood is a great way to get started investing your money into a diversified portfolio that works for you and your budget.

Get a free share of stock when you sign up for Robinhood today!


Swagbucks is the next on the list of apps that pay cash. Swagbucks lets you earn gift cards by taking surveys, watching videos, shopping online, searching the web, and playing games. Yes, it really is that simple!

It is entirely free to join and offers gift cards to major retailers such as Walmart, Amazon, Target, Best Buy, and more. You can even redeem as cash, but there is a $25 minimum to do so. There’s also a $10 bonus just for signing up!

If you have some downtime and often find yourself aimlessly scrolling through your phone, Swagbucks is a great way to turn that idle time into a little extra cash.

 Join Swagbucks today!


Survey Junkie is another excellent survey app that can earn you up to $45 for your opinions on just about everything. They’re one of the most well known and trusted survey companies around!

It’s a great way to help influence the brands you love to enhance their products and services while making extra money.

When you complete surveys, you earn points that can be redeemed for gift cards to places like Amazon, Target, and even PayPal! You can’t withdraw right away, though. You have to meet a $10 threshold before you can redeem and receive your gift cards.

Sign up for SurveyJunkie here!

Fetch Rewards

Fetch Rewards is an app that lets you snap pictures of your receipts and earn rewards points that you can turn into gift cards for your favorite retailers and brands. You can also use your e-receipts from online shopping to earn points! It’s one of the newest things on this list of apps that pay you cash.

If you want to do some good, you can even turn your points into charitable donations. Or if you’re feeling lucky, you can use those points to enter monthly sweepstakes.

You’ll find brands ranging from Sephora, Nintendo, Best Buy, Top Golf, Ray-Ban, Stitch Fix, Domino’s, and hundreds more. I’m letting my Fetch Rewards points add up so that I can get something travel related.

Sign up for Fetch Rewards here.


Earny is a browser plugin that lets you know if something you’ve recently bought has gone down in price, and helps you get the difference back! It also can earn you up to 20% cashback when you shop online.

All you have to do is install and activate the extension into your Chrome browser, add items to your watchlist, and shop! When an item is on your watchlist, Earny will notify you when the price drops, and it’s the right time to buy.

Earny really does it all. Price tracking, cashback, and getting your money back when prices drop after you’ve made a purchase.

Get more info about Earny here.


Poshmark is an app that lets you buy and sell your unwanted clothes, accessories, home decor, and more. It’s super easy to use and can help you make money off stuff that is just taking up space in your closet. If you like selling on eBay or Mercari, then you should sign up for Poshmark.

Join Poshmark today!

So the next time you do a closet cleanout, make sure to post your items on Poshmark before you donate them. The app is very easy to use. You will have your first sale before you know it. This is one of my favorite apps that pay real cash. If you want to learn more about Poshmark, check out the post below.

Related Reading: How to Sell on Poshmark: Poshmark for Beginners


Rover is a great way to earn extra money if you love animals and have some free time! Rover is an app that dog and cat owners use to find pet walkers and sitters in their area. Whether you’re open to overnight care or just a quick mid-day walk, you can earn up to $1,000 a month hanging out with pets. That sounds like a win-win situation to us!

You can set your schedule, prices, and animal preferences that work for you. Rover also offers 24/7 support and vet assistance, making sure you and the pets are safe.

Sign up for Rover today!


Nielsen is a company that relies on real people, like you, to get an idea of what media and goods the population is buying. They use this data to produce their Nielson Ratings for TV and radio and look at consumer behaviors when making purchases. There is also an app that you can use to scan item barcodes and earn cashback.

They operate in over 100 countries and provide what is arguably the best look at consumer data and analytics out there.

For more information about Nielsen, go here.

Opinion Outpost

Opinion Outpost is another survey app that pays you to share your opinion, test new products, and watch ads. They’re used by businesses and the government to gather the views of the public.

You earn points with each task you complete and turn those into Amazon, PayPal, Visa, or other gift cards. They also have an option to redeem as cash! The minimum to redeem is only $5, so you can get your money rather quickly.

At Opinion Outpost, you can get paid for sharing how you see the world.

Join Opinion Outpost today!

As you can see, there are tons of apps that pay you money. You can make money by sharing your opinions, selling your old clothes, investing, and even hanging out with dogs. There’s something for everyone that will fit any schedule, whether you’re a college student, busy mom, or a person looking to do side hustles.