November 2021 Debt & Life Update

This post may contain affiliate links. Feel free to view my disclosure here.

November 2021

I hope that everyone had a great holiday. Mine was nice and cool. I saw some of my family and rested most of the time. Those were some much-needed days off. I can’t believe that tomorrow is going to be December. I’m not really ready for the holiday season, but we are in it. I haven’t done much Christmas shopping yet. Have you started yet? If you need some help with gift ideas, check out the posts below that have several gift ideas.

50 Cool Christmas Gifts

30 Gift Ideas for Entrepreneurs and Freelancers

Resell Business

The business has continued to do well. I’ve sold items on eBay, Mercari, and Nextdoor within the last week. Hopefully, you’ve been doing well with your sales. If they haven’t been up to par or you’re not sure where to get items to sell, check out my latest YouTube video. Make sure that you hit the subscribe button. I’m almost at 100 subscribers.

Here are some of my recent sales.

I paid $1.08 for this Santa plush. It sold for $15 on Poshmark.

I paid $10 for this Pimsleur Language tape set. It sold on eBay for $45.99.

I paid $3.22 for these Bluehats Bookends. They sold for $26.99.

I  found this 2pac hoody for $5.11. It sold for $23 on Mercari.

I found this Santa’s Camper Lighted Village for $4.27. It sold for $30 on eBay.

Here are some blog posts that you may have missed.

The Best Movies for Entrepreneurs

18 Athlete Entrepreneurs

10 Online Jobs for Students to Earn Money

6 Frugal Travel  Tips & Recommended Resources

How to Make Money Flipping Furniture


November was another solid month. My current debt went down by $699.43. to $42,989.21. It was another solid month I have a few months before the debt drops are higher again because I’m saving for something. If you follow me on social media, you may know what I’m saving for. I like to be transparent with my readers, so I’ll tell you. I’m getting married!!!!!

I’m saving money so that I can have a debt-free or nearly debt-free wedding. I’m excited as hell! For this goal to happen, I had to save more and make fewer payments on the debt. I’m doing well so far.

Earnest ⬇️  $15,496.64 to $14,997.21

Nelnet ⬇️  $28,192 to $27,992

I refinanced my private student loan with Earnest a few years ago. Refinancing my loans helped me get a lower payment. It also lowered the interest rate. Refinancing your student loans may help you as well. If you’re approved for refinancing, you will also get a $200 bonus. Visit their site here today.

I’ll be under $40K with my debt in early 2022. I’m looking forward to getting there. This journey hasn’t always been the easiest, but I’m making strides.

I need a favor. I’m not sure if I’m going to get my old account back, so if you aren’t following on Instagram, do so here. That way, you can see what a day to day life is for me.

You can view all of my debt updates here.

If you get value from my content feel free to buy me a coffee.

My Products


This is an ebook that I wrote in 2020. If you are looking for some extra ways to make some extra money, check it out. It has different side hustles that anyone can try. For more information, go here.


Here is where you can find some of the t-shirts that I’ve designed.


I created this course to help people that are just now starting with eBay. You can get more information here.

Side Hustle Resources


It doesn’t matter if you sell on eBay, Facebook, Mercari, or Amazon, you will need some supplies. I took the time to put a group of supplies together in my Amazon store. Visit my store here if you are looking for supplies such as tape, boxes, poly mailers, and more.


Bluehost is a hosting company that you can go with if you are looking to start a WordPress blog for a good price. If you are a new blogger, this is the perfect hosting company for you. You can get your hosting for as little as $3.95 per month (this low price is only available through my unique link).  I wrote a step-by-step guide that will help you get started. You can find it here.


  1. ShirleyMoostoos says:

    I am so happy I signed up for your newsletters. They’re very informative and basic, that anyone can do. I never heard of a lot of the platforms you use to on. I really appreciate that you aren’t asking us to sign up for a class or blog that costs us a few hundred dollars to give more info.
    Thank you. I always look forward to your newsletters.

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